We know how hard you worked to earn your money. Now let your money work hard for you by earning interest in a CCB savings account. Whether you want to link your CCB 优惠支票帐户 to a 建行优势储蓄 account; avoid post-holiday debt; help kids build a foundation of smart money habits; or any anything in between, today seems like the perfect day to start putting money away.
Free account that builds your savings effortlessly
- 必须有建行吗 优惠支票帐户
- 0.20%，年利率为0.200%. 余额最高可达25,000美元
- 0.50%，利息为0.426% on balances over $25,000 depending on balance in account*
- 1.00%，年利率为1.005% on balances over $250,000 depending on balance in account*
- 0.00%，年利率为0.00% if qualifications are not met in CCB Advantage Checking
- Earn tiered interest rates based on your quarterly average balance
- Avoid the $5 quarterly service fee by maintaining a $100 minimum average quarterly balance
Earn high interest and watch your rate grow with your balance
- Earn tiered interest to make the most of your money*
- Minimum balance of $2,500 required to earn interest
- Avoid the $10 monthly service fee by maintaining a $10,000 minimum average daily balance
这是浮动利率存款. The rate may change after the account is opened.
Save for the holiday season and avoid post-holiday credit card debt
- Make deposits automatically from your checking account weekly, biweekly, or monthly
- Automatically receive direct deposit of funds on or around October 15
- $10 penalty fee for early withdrawal (per withdrawal)
Help kids build a foundation of smart money habits
- Savings account designed for kids 17 and under
- Earn interest like a regular savings account
*APY=年收益率百分比. 截至2022年1月20日，apy准确. 利率 may change after account is opened at our discretion. Minimum to open is $25 for 建行优势储蓄. Qualifying transactions must post and settle to CCB 优惠支票帐户 during monthly qualification cycle. Must have an active CCB 优惠支票帐户 to earn rewards in your 建行优势储蓄. Only one CCB 优惠支票帐户 can be linked to a 建行优势储蓄 account at a time. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying check card transactions. If qualifications in CCB Advantage Checking are met each monthly qualification cycle, your 建行优势储蓄 will earn:(1) If daily balances are $25,000或以下, the interest rate paid on the entire balance will be 0.20%，年收益率为0.200%. (2)利率0.50%，年收益率为0.426% will be paid only for the portion of your daily balance that is greater than $25,000. (3)利率1.百分之百，年收益率为百分之一.005%will be paid only for the portion of your daily balance that is greater than $250,000. (4) If qualifications are not met on your CCB Advantage Checking, all balances in your 建行优势储蓄 account will earn an interest rate of 0.00%，年收益率为0.00%.